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1. What is Domestic TravInsure – Specially designed for GoAir Passengers?
2. How do I purchase Domestic TravInsure?
3. Who can purchase Domestic TravInsure?   
4. Is there an age limit to be covered under Domestic TravInsure?
5. Can I purchase Domestic TravInsure if I'm traveling for more than 30 days?
6. Am I still covered by Domestic TravInsure if I catch a connecting flight to a different destination?
7. Who would be the beneficiary under this policy?  
8. What do I do if I encounter an accident while covered?
9. Can I cancel my Domestic TravInsure?
10. Is Domestic TravInsure refundable?
11. Once I purchase the policy can I change the date of my travel?  
12. Do I have to carry a copy of my Certificate of Insurance with me when traveling?
13. What do I do if I did not receive or lost my Certificate of Insurance?
14. Where can I get the full terms and condition of my Domestic TravInsure?
15. What kind of benefits do I get with Domestic TravInsure?
16. How will my accidental medical expenses be paid under Domestic TravInsure?
17. If I meet with an accident during the trip for how long will the medical treatment be available?
18. Does Domestic TravInsure cover sports and other similar activities?
19. Can I cancel my trip for any reason and get all my money back through my Trip Cancellation Benefit?
20. Does the policy cover pre existing conditions?
21. What Does my Baggage loss Benefit cover?
22. How do I file a claim?
23. How long is the claim processing time?
24. What is the time limit for filing a claim?
25. What do I do if I have any question on claims settlement?
26 Who is responsible and liable for this policy?

Frequently asked questions

1. What is Domestic TravInsure – Specially designed for GoAir Passengers?
Domestic TravInsure – Specially designed for GoAir Passengers is an insurance program that Tata Aig General Insurance Company Ltd offers to domestic passengers booking their domestic travel tickets on GoAir?
 

2. How do I purchase Domestic TravInsure?

You can only purchase Domestic TravInsure – Specially designed for GoAir Passengers while you are booking your flight/s on internet through www.goair.in. The same is available on the Purchase Path of GoAir
 

3. Who can purchase Domestic TravInsure?   

Any Indian domestic passenger traveling within India can purchase Domestic TravInsure – Specially designed for GoAir Passengers while booking their flight/s on www.goair.in.
Foreigner passengers holding passports of any other country other than India can purchase Domestic TravInsure – Specially designed for GoAirPassengers if they have a work permit in India and are traveling within India.

 
4. Is there an age limit to be covered under Domestic TravInsure?
Yes, the passenger must be at least 2 years on the date of travel. The Maximum age is 70 years of age as on date of travel.
 

5. Can I purchase Domestic TravInsure if I'm traveling for more than 30 days?

No, Domestic TravInsure covers the passenger/s for a period of 30 days from the date of inception of policy which is the date commencement of journey after booking their tickets on GO AIR. Incase of a round trip purchased on GoAirthe coverage will end with the return journey to the originating station or 30 days from the date of commencement of policy which ever is earlier.

Example 1 - If you are traveling one-way only, then the policy is valid till 30 days from the date of travel. Example - Suppose you are traveling Delhi – Mumbai on 1st Jan 2007, then you are covered till 30th Jan 2007, unless you are returning to Delhi earlier than 30th Jan 2007.
If you are coming back to origin, either by a return flight or connecting flight(s) with GoAiror any other traveling media, then the travel policy expires on the date on which you reach originating city.

Example 2 – If you are traveling from Delhi to Mumbai on 1st Jan 07 and returning back to Delhi on 15th Feb 07 your policy expires on 30th Jan 07 on completion of 30 days.

 
6. Am I still covered by Domestic TravInsure if I catch a connecting flight to a different destination?

Coverage like trip cancellation, flight delay is only limited to flights booked through GO AIR. Other coverage is applicable during the validity period of the policy.

For example if you are traveling From Delhi to Chennai on 1st Jan 07 via Mumbai. You take Delhi to Mumbai flight on GoAirand from Mumbai to Chennai you take another mode of transport other than a ticket booked on GO AIR, you would be entitled for benefit other than trip cancellation and flight delay which would only be restricted on flight booked through GO AIR. For other mode of transport you would be covered only for rest of the benefits.

 
7. Who would be the beneficiary under this policy?  
Benefits will be paid to the Insured Person's bona fide legal heir in the event of loss of life under the Accident death and dismemberment Benefit. All other benefits will be payable to the Insured Person
 

Procedures:

8. What do I do if I encounter an accident while covered?
Please call Domestic TravInsure 24 hours Assistance Services Number: 0091 11 41898858 (International SOS) for necessary advice and guidance.  You may also Fax them on 0091 11 41898801 or Email them on goairinsure.tata-aig@internationalsos.com
 

9. Can I cancel my Domestic TravInsure?

Domestic TravInsure is non-cancelable.
 

10. Is Domestic TravInsure refundable?

Domestic TravInsure premium is non-refundable
 
11. Once I purchase the policy can I change the date of my travel?  
Domestic TravInsure cannot be changed once issued even if you are postponing or extending your trip.
 
12. Do I have to carry a copy of my Certificate of Insurance with me when traveling?
We encourage you to carry you to carry a copy of your Certificate of Insurance. Please however ensure that you have atleast your Certificate Number and the 24 hour Assistance Service Number: 0091 11 41898858
 
13. What do I do if I did not receive or lost my Certificate of Insurance?

Your Domestic TravInsure was successfully processed if it is reflected on the Confirmation Page and in your GoAir Itinerary.

To get a copy, simply call at our call center Call Tata Aig Call Centre - At Toll Free No 1800 119966 from BSNL/MTNL Landline

You may also call at these local helpline numbers in your respective cities from any other line : Mumbai - 66939500 ,  Delhi – 66603500 , Bangalore – 66500001 , Pune – 66014156 , Chennai – 66841050 , Hyderabad – 66629882 , Ahmedabad - 66610201 .
Email  at customersupport@tata-aig.com

You may write to: Tata Aig General Insurance Co Ltd, Policy Holder Services, P. O. Box No. 4907, Chakala MIDC-Post Office, Mumbai 400093 and mention your Certificate Number (if available), Full Name, Flight Booking Number, Travel Dates, Date of Purchase. The policy will be e mailed to the email address provided by you.

 

14. Where can I get the full terms and condition of my Domestic TravInsure?

 

The full Terms and Conditions of the Domestic TravInsure is available in our Policy Wording document, click here. Click here for Policy Wordings.pdf

 
Coverage:

15. What kind of benefits do I get with Domestic TravInsure?

For more detailed information about the benefits available under Domestic TravInsure, please visit our Product Description and Policy Wordings sections.
Below is a quick summary of what these benefits mean:
Benefits Maximum Coverage Deductible
Accidental Death and Dismemberment
(24 hours)
Rs 750,000  
     
Emergency  Accidental Medical Reimbursement Rs 100,000  
     
Emergency Medical Evacuation and Repatriation of Remains Rs 500,000  
     
24 hours Emergency Assistance Service *Included  
     
Trip Cancellation Upto the  Original Cost of Flight  
     
Baggage Loss-Checked Rs 7500 10% to 50%
per article/per bag limit
     
Flight Delay Rs 1500 per 6 Hrs delay period upto Rs 10500  
     
Common Carrier Delay Rs 1500 per 6 Hrs delay period upto Rs 10500  
     
Trip Interruption Upto to the Original Cost of Flight  
     
 

Accidental Death and Dismemberment ( 24 hours)

This benefit compensates the legal heir of the person in case of the death of the insured or dismemberment of any body parts. For more details on the Policy Wording click here
Click here for Policy Wordings.pdf
 
Emergency Accident Medical Reimbursement

This benefit reimburses your medical bills (up to Rs 750000) if you are involved in an accident during your trip and need medical attention. For details please read the policy wording
click here      Click here for Policy Wordings.pdf

 
Emergency Medical Evacuation & Repatriation of Remains

This benefit brings you back home to your loved ones if you are involved in an accident while traveling. For more details on the Policy Wording click here Click here for Policy Wordings.pdf

 
Baggage Loss
This benefit reimburses you up to Rs 7500 if your luggage is lost while in the custody of the common carrier. For details please read the policy wording (clickable to open policy wordings in pdf)
 
Trip Cancellation & Trip Interruption

These benefits pays up to the total cost of your GoAir flight if you need to cancel or shorten your trip due to sickness, injury or loss of an immediate family member.For more details on the Policy Wording click here

 
Flight Delay
This benefit compensates you financially for time lost if your flight is delayed beyond a period. For more details on the Policy Wording click here Click here for Policy Wordings.pdf
 
24 hours Assistance Service
This benefit gives you access to a 24-hour emergency assistance line. For more details on the Policy Wording click here   Click here for Policy Wordings.pdf
 
*All benefits are subject to the terms and conditions of the Domestic TravInsure – Specially designed for the passengers of GoAir
 
16. How will my accidental medical expenses be paid under Domestic TravInsure?

You will be reimbursed for accidental medical expenses incurred as a result of a covered accident as detailed in the terms and conditions. For more details on the Policy Wording click here    Click here for Policy Wordings.pdf

 
17. If I meet with an accident during the trip for how long will the medical treatment be available?
If you meet with an accident during the trip the policy provides for medical expenses necessarily incurred for treatment up to the validity of policy which is 30 days from the commencement of the policy or return to originating city which ever is earlier.  
 
18. Does Domestic TravInsure cover sports and other similar activities?
No, Domestic TravInsure – Specially designed for GoAir Passengers does not cover sports and similar activities.For more details on the Policy Wording click here   Click here for Policy Wordings.pdf
 
19. Can I cancel my trip for any reason and get all my money back through my Trip Cancellation Benefit?

The Trip Cancellation Benefit is only applicable for reasons covered in the full policy wordings .For more details on the Policy Wording click here.  Click here for Policy Wordings.pdf

Covered reasons include, but are not limited to, unforeseen emergencies such as illness, injury or death involving you, your travel companion and/or an immediate family member. Pre-existing Conditions are not covered.

 
20. Does the policy cover pre existing conditions?
No the policy does not cover any pre existing conditions or complications arising there from
 
21. What Does my Baggage loss Benefit cover?
The Baggage loss coverage is available only if entire baggage has been lost while in custody of the common carrier.
 

Claims:

22. How do I file a claim?

In the event of an insurance claim, you can download a copy of our notice of Claim Form - click here      Click here for the Claims Form pdf


After completing, the same please fax or post it to the contact information indicated in the document. Fax no :091-11-41898801 Email: goairinsure.tata-aig@internationalsos.com

 
23. How long is the claim processing time?
Claims will be processed within 14 days after you've submitted all required documentation.
 
24. What is the time limit for filing a claim?
All claims must be submitted to Tata Aig/ ISOS within 30 days from the expiry of the policy
 
25. What do I do if I have any question on claims settlement?
Please send a mail to customersupport@tata-aig.com, or call from a BSNL/MTNL landline at 1-800 -119966 or 022 66939500 from any other line.
 

26 Who is responsible and liable for this policy?

The sole responsibility and liability of this policy lies with Tata Aig General Insurance Company Ltd alone. Please contact Tata Aig General Insurance Company Ltd only.

 
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